BMW Financial Services
BMW Financial Services
Your Preferred Financing Partner
BMW Laval works exclusively with BMW Financial Services to bring you competitive lease and finance rates, flexible terms, and a dedicated team that knows BMW inside and out — from your first application to your last payment.
Why We Recommend BMW Financial Services
As our preferred financing vendor, BMW Financial Services is built around one goal — getting you into your BMW on terms that fit your life.
BMW Laval’s exclusive financing and leasing partner
Lease and finance contracts from 24 to 84 months
A dedicated team for your entire account, start to finish
Manage payments anytime via My BMW Account
Lease or Finance — The Choice Is Yours
Two ways to drive your BMW, both backed by BMW Financial Services.
Why Lease?
Pay for what you use, drive the latest BMW more often, and enjoy lower monthly payments with flexible end-of-term options.
- Standard Lease — flexible down payments, 24 to 48-month terms
- Single Payment Lease — one upfront payment, no monthly payments, reduced interest
- Multiple Security Deposit — up to nine refundable deposits to lower your payment
- Kilometre Options — choose the annual allowance that fits how you drive
Why Finance?
Your BMW is 100% yours at the end of the term — with unlimited mileage and the freedom to customize along the way.
- Standard Finance — competitive rates, terms from 24 to 84 months, no admin or termination fees
- BMW OwnersChoice® — lower monthly payments with a flexible balloon payment at term end
- No mileage limitations, ever
- Strong BMW resale value works in your favour
Protection Products
Peace of mind, on every road, built for BMW vehicles.
Mechanical Breakdown Protection
Coverage for major components beyond your factory warranty, backed by BMW-approved parts and technicians.
Excess Wear & Use Protection
Helps cover scratches, chips, and minor wear so you avoid surprise charges at lease end.
Anti-Theft KYCS Locate
A self-powered tracking device that helps recover your BMW using satellite, cellular, Wi-Fi, and Bluetooth signals.
Frequently Asked Questions
What is BMW Financial Services?
BMW Financial Services is BMW Laval’s preferred financing and leasing partner, offering lease and finance programs, protection products, and online account tools built specifically around BMW ownership.
How is this different from financing through my bank?
BMW Financial Services gives you one dedicated contact who understands both your account and your BMW, integrated protection products, and digital tools designed around BMW-specific programs like OwnersChoice® — all in one place.
Does getting pre-qualified affect my credit score?
No. Pre-qualifying online gives you an estimate of your rate and payment without any impact to your credit score.
Can I manage my account online?
Yes. My BMW Account gives you 24/7 access to make payments, view your contract, request a payoff quote, and update your information from your computer or phone.
Get Pre-Qualified
Financing and leasing offers are subject to approved credit through BMW Financial Services and may vary by model and term. Contact BMW Laval for complete program details. OwnersChoice® is a registered trademark of BMW Financial Services.